Kalika Laghubitta Bittiya Sanstha Limited . is a ‘D’ class Bank Licensed form Nepal Rastra Bank under the Bank and financial Institution Act, 2063. It started financial transaction on Bhadra 4, 2067. It modified conventional banking practice by removing the need for collateral and created a banking system based on mutual co-operative, trust, participation and accountability . KLBBSL provides credit to the economically deprived of different ethnic groups and religion in rural areas; thus assisting in fulfillment of their entrepreneurship dream, with or without collateral as per KLBSL loan policy. At KLBSL we believe that credit is cost-effective weapon to fight poverty as it helps in the overall improvement of socio-economic conditions of the people who have previously been kept outside the banking orbit. We aim to assist the government in its national goal of poverty reduction.
we provide microfinance services to the target people i.e. micro-loan, deposit, and remittance services through a network of 99 branch office throughout 36 districts